Welcome to IVA Advice

Welcome to IVA Advice, the UK's leading provider of debt help and IVA advice. If you feel as though your debts are getting the better of you, and you would like some Free , No Obligation debt advice…simply complete the form or enter your details into the quick contact section below. You will be ...

What is an IVA?

What is an IVA (Individual Voluntary Arrangement)? Introduction An Individual Voluntary Arrangement (IVA) is a formal agreement between you and your creditors where you will come to an arrangement with people you owe money to, to make reduced payments towards the total amount of your debt i...

Key Points

The Effect on Your Current Assets Assets such as your home, savings and investments are at less risk than with bankruptcy - but they are still at risk. But because the debtor usually proposes the IVA, and because creditors are being offered regular payments, they tend to be more flexible. The hom...

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Could an IVA help me?

If you’re struggling with debts of £15,000 or over and feel that your debts are out of control, an IVA (Individual Voluntary Arrangement) could be the solution. Backed by Government legislation, an IVA offers full protection from your creditors, while you pay off your debts with one lower affordable monthly payment over a fixed period. At the end of the period, any remaining outstanding debt will be written off

How can we help?

Our expert advisers will provide free IVA advice, talk to you about your circumstances and, providing you are eligible, work out a lower, affordable monthly payment based upon what you can realistically afford. We will liaise with your creditors, sort out all the paperwork and once the IVA is agreed, look after the ongoing administration for the duration of your IVA.

Does IVA Advice belong to a professional body?

Our Insolvency Practitioners are licensed to act by either the Insolvency Service (part of the Department of Trade and Industry), or the ICAEW (Institute of Chartered Accountants in England and Wales). All licensing and professional bodies provide technical, professional and ethical guidelines, which have to be followed carefully.

Will it stop Debt Collectors?

An IVA will end collection calls, halt CCJs and stop bailiffs from visiting your home. Basically, after entering into an IVA the burden of dealing with your debts is removed. Bankruptcy Stays With You For Life

An IVA will disappear from your credit record one year after completion and you can start again.

Welcome to IVA Advice the leading IVA advice site on the Internet,we have successfully lifted many thousands of people out of debt in our eight years online,we have many years experience in debt management and with that experience we are able to help you with your debt burden,some of our current staff have helped at their local Citizens Advice Bureau and have helped many of them through this site,so if you are in need of our help then please get in touch,we will give the best advice available and if you are best served with a IVA then we are in contact with the very best providers.

We hope you find all the Answers on IVA Advice,but if you need further assistance we are always happy to help,remember that you are not alone with your debt,there are millions of people in the U.K with serious debt problems who bury their heads in the ground,by actually facing the problem you are half way to sorting this problem out and your creditors will appreciate you for it,we have compiled many testimonies to our service we provide(please view our testimonies page),if you have viewed IVA Advice and would like us to help with your debt problem then just complete our application form so we work out a plan of action before ringing you back ,remember we charge you absolutely nothing.